Tucked inside the gated community of the Plazas of St. Thomas, this updated third-floor condo offers the perfect blend of comfort, location, and resort-style amenities just blocks from the sugar-white sands of Panama City Beach. Inside, the one-bedroom layout features a light-filled living area and spacious bedroom with generous closet space. The kitchen is equipped with stainless steel appliances and flows easily into the dining and living areas--ideal for everyday ease or short-term rental potential. Step outside to enjoy your private balcony or explore the grounds, where a community pool, tennis courts, shuffleboard, dock, BBQ grill, and clubhouse invite relaxation and recreation. Residents also enjoy water, trash, exterior maintenance, and groundskeeping included in the quarterly HOA fee. Located just south of Grand Lagoon, you're minutes from beach access, St. Andrews State Park, restaurants, shops, and marina adventures. Whether you're looking for a full-time residence, vacation home, or income-producing property, this turn-key unit checks all the boxes.